What to buy now

I think that a lot of people this time of the year are thinking of paying off Christmas debt. We only pay as we go, we do not use credit cards regularly at our house. There is no Christmas gift debt to pay off. Right now I'm looking at deals to stock up my gift closet. I don't like having to rush out and buy a gift at the drop of a dime. I like to be able to go upstairs and grab something nice and be able to wrap it up without even leaving the house. This is a great time of year to do that. January is a great time to buy exercise equipment for yourself or someone you know that is into working out a lot. Lots of stores put this stuff on sale because this is the time of the year that people swear to change the way they eat and exercise (until about Feb. anyway) This is also a great time to buy linens, such as sheets and towels, things like that because for years there has been "white sales" where stores sell linens at a great price so in January have your eyes open. I like to take the week after Christmas and the second week after for buying toys and holiday decor because stores have marked them way down. This year I hope that you will think about shopping all year to prepare for Christmas and birthdays so you are spending less. Keep your eyes open for sales on great items so you can give great gifts for a great price. I will keep you posted on all the great deals I cash in on :)